Your Advisor
Helping Established Business Owners and Their Families Achieve Financial Security
I'm an investment advisor with extensive experience specializing in business wealth optimization, retirement planning, and investment strategies. I'm passionate about guiding established business owners and their families towards financial security and a fulfilling retirement.
My personalized approach ensures each client receives a tailored plan that aligns with their unique goals and risk tolerance. I take pride in providing exceptional customer service and building strong, lasting relationships with my clients.
Are you an established business owner looking to secure your family's financial future? Let's connect and discover how I can help you achieve your financial goals.
Planning Team
Bryn Bezaire graduated from the University of Alberta with a B.A. in 2002 and with a Bachelor of Laws in 2005. She was called to the Alberta Bar in 2006.
Early in her career Bryn briefly practiced family law, but for the 14 years prior to joining RBC, she practiced exclusively in the areas of Wills, estate planning, incapacity planning, estate probate, estate administration, and trusts. Her practice included advising on high net worth estates, cross border estates, and tax matters relating to estate planning, as well as making various court applications including passing of accounts, validation and rectification, and Adult Guardianship and Trusteeship matters. The majority of her Wills and estates practice took place at a boutique Wills and estates law firm and later at a mid-sized full service law firm.
Bryn has spoken at many public and private seminars on the importance of proper estate planning, including planning for incapacity and succession. For many years she was a regular speaker during Edmonton Wills Week, sponsored by the Edmonton Community Foundation.
Maggie is both a Canadian Chartered Professional Accountant and a U.S. Certified Public Accountant. She holds a Master of Science in Accounting from the University of Texas at Dallas.
Prior to joining RBC, Maggie was employed as an international tax manager at one of the leading accounting firms where she specialized in Canadian, U.S. and cross-border personal income taxation providing tax planning and preparation services to a variety of clients.
As a Financial Planning Specialist, Maggie’s role is to work with and support your advisor in preparing and presenting your Compass Financial Plan and to identify and assess any related financial and tax planning concerns you might have.
Having begun his career in the financial services industry in 2003, Denny has a range of experience working in both sales and management positions. He prides himself on fostering high-trust relationships and matching client goals with ideal solutions. Specializing in working with families, professionals and business owner clients, including extensive work with physicians, Denny offers unique and customized life and living benefits insurance-based solutions to meet your needs.
Denny is an active member of ADVOCIS, The Financial Advisors Association of Canada, which is the oldest and largest voluntary professional membership association of financial advisors and planners in Canada. He previously held a five-year board member position for ADVOCIS at the Edmonton Chapter.
Patrick Cziolek, BCom, CFP, CLU, CHS, TEP
Estate Planning Specialist, RBC Wealth Management Financial Services Inc.
"In order to help, we must be knowledgeable, ask the right questions and listen." Working with clients for more than 20 years, Patrick believes empathy is the key to understanding people. "Learning what matters most, and providing meaningful advice with purpose is why I am passionate about what I do."
Collaborating with our team of professionals, Patrick helps implement wealth management plans by using insurance based solutions that preserve wealth, increase estate values and transfer wealth to the next generation.
While driven to succeed, it is Patrick's family that brings him the most joy. Together they enjoy parks, travelling, and biking. He is fluent in Polish, German and English, and remains active in the industry by volunteering for Advocis, The Financial Advisors Association of Canada. He's also proud of curating the best espresso not found in your local coffee shop.
Rahul brings more than eight years of financial services experience to his role as an Estate and Trust Advisor in Calgary, Alberta. His depth of experience, coupled with his professionalism and dedication to client service, serves Rahul well in dealing with the complexities of estate settlement. Rahul works with individuals, families and businesses who wish to protect their assets and transfer their wealth for generations. Clients appreciate his sensitivity to the often difficult decisions and sometimes overwhelming responsibilities that can go hand in hand with the role of executor. A graduate of the University of Calgary specializing in Psychology, Rahul has continued to deepen his knowledge and expertise with key industry designations, such as the Personal Financial Planner (PFP) designation, and is currently pursuing the Trust and Estate Practitioner (TEP) designation. Rahul can discuss estate settlement and administration services, trustee services, trust structures, and other specialized services offered through RBC Royal Trust. He will provide a tailored solution to help individuals carry out their many executor duties, expedite the settlement process, and maximize the estate’s value through knowledgeable handling of estate and tax issues.
Business Planning Team
Coady Cormier, BBA (Fin), LL.B, TEP
Vice President, Business Owner Specialist, RBC Family Office Services
As a Business Owner Specialist, High Net Worth Planning Services, Coady, together with your primary RBC advisor, helps you explore succession, tax, retirement and estate planning issues you face as a business owner.
In addition to providing planning assistance to business owners (including incorporated professionals), Coady provides planning assistance to executives, retirees and individuals with U.S. issues. He also assists individuals facing significant financial events (for example, sale of business, financial windfall, retirement, severing residential ties with Canada, etc.).
For more than 20 years, Coady has assisted high-net-worth and ultra-high-net-worth individuals and families with their complex planning needs. Coady is a tax lawyer, and he has occupied his current planning role at RBC since 2008. In providing planning information to clients, Coady frequently communicates with their external professional advisors.
Coady’s educational background includes a law degree from Dalhousie University as well as the completion of the Chartered Professional Accountants of Canada (CPA Canada’s) In-Depth Tax Course (Levels I, II and III) and the CPA Canada’s Tax Issues for the Owner- Managed Business Course. He is a member of both the Canadian Tax Foundation and the Canadian Bar Association (Alberta Branch (South)) Tax Specialist Section. Also, Coady was called to the Bar in Alberta and Ontario. Further, in addition to his finance degree from Bishop’s University and the completion of the Canadian Securities Course, Coady is a registered Trust and Estate Practitioner (TEP) with the Society of Trust and Estate Practitioners (STEP).
Faisal Jamal, CPA, CA
Vice President, Business Owner Specialist, RBC Family Office Services
As a Business Owner Specialist, High Net Worth Planning Services, Faisal, together with your primary RBC advisor, helps you explore succession, tax, retirement and estate planning issues you face as a business owner.
Faisal specializes in tax and estate planning for high net worth families.
Prior to joining RBC, Faisal was a tax senior manager with a mid-size accounting and advisory firm, as well as with a multi-national accounting firm. Faisal’s expertise includes tax and estate planning for high net worth individuals and families, professionals, and business owners.
Faisal is a Chartered Professional Accountant (CPA, CA) and his educational background includes the completion of the CICA’s in-depth tax course (Level I, II and III), a Bachelor of Arts in Economics from the University of Victoria, and a Masters of Professional Accounting from the University of Saskatchewan. He is also a member of the Canadian Tax Foundation.
Quintin Lottering
Group Advantage Consultant, RBC Royal Bank
With 8 years of experience within the financial services industry, RFP, Quintin brings the expertise required to provide specialized advice that will optimize the benefits to you and your employees. Working directly with you, your HR department or your payroll personnel, Quintin will build a tailored solution that meets the goals and objectives of your organization as well as the needs of your employees. Once Quintin understands your specific requirements to customize your company’s Group Savings program solution, he will support and guide you through the development and implementation process.
Ming Lew
Senior Group Benefits Specialist, RBC Life Insurance Company
Ming has been in the insurance industry for 20 years. He has spent a majority of his career working in a variety of roles at another insurance company and MGA, all of which have allowed him to develop a solid understanding of both individual and group insurance products.
Prior to coming onboard to RBC as Senior Group Benefits Specialist, Ming has worked as Trainer and Group Benefits Account Executive with Sun Life for 10 years. During his time at Sun Life, Ming was regarded highly by his advisors for his professionalism, care, and sincere client centric attitude.
Ming graduated from The University of Ottawa with a double major in Marketing/Advertising and Human Resources, and a minor in Management Information Systems. He is an avid runner and has a goal of running a marathon each year in a different country.
Full Service Private Banking
As a Private Banker with RBC Wealth Management, Geoff Nielsen brings over 14 years of diversified Retail and Commercial banking experience. Leveraging his Personal Financial Planner (PFP) designation, he provides comprehensive wealth management and financing strategies to professionals, high-net-worth business owners, executives and their families in Edmonton and Fort McMurray.
Drawing on his previous experience as a Healthcare Specialist in Commercial Banking, Geoff has a deep understanding of leveraging cash flow to build significant wealth strategies for Professional Corporations and related Holding Companies.
Geoff and his team provide customized and integrated solutions that include complex credit structures, tax and retirement planning and sophisticated packages for managing daily banking and cash management needs. Working with a selective client base ensures a high level of personalized service. He leverages his broad range of domestic and international experts who provide investments, commercial banking, and domestic and international trust services; enabling him to deliver comprehensive financial strategies.
Geoff is a proud father of two young daughters and can be found on the soccer field coaching their respective teams. He's considered a sports fanatic that appreciates the value of healthy competition and enjoys playing hockey and golf in his spare time.
As a Private Banker with RBC Wealth Management, Private Banking, Nicole York-Joly provides comprehensive wealth management and financing strategies to high-net-worth business owners, executives, professionals and their families in the Edmonton area.
Ms. York-Joly has been in financial services for 24 years. Prior to joining Private Banking, she was a Financial Planner with RBC Royal Bank, and worked closely with her clients in Sherwood Park to assist them in comprehensively addressing their financial affairs.
In her role as Private Banker, Ms. York-Joly now provides seamless banking and financial solutions for clients with often-complex banking and credit needs. As needed, she partners with specialists from across RBC to provide a complete range of complementary services, from investment management to estate and philanthropic strategies, domestic and international trust services.
Ms. York-Joly holds a Bachelor of Arts Degree, as well as the Certified Financial Planner (CFP) designation from the Canadian Securities Institute, which gives her insight into the ongoing needs of her clients - both from a planning and taxation perspective.
Ms. York-Joly grew up in Edmonton and Fort McMurray. She is active outside of the office, and takes part with both the Alberta Cerebral Palsy Association and the Terry Fox Foundation. She keeps busy outside of the office with gardening, running, reading and cross-country skiing. She enjoys spending time with her husband, daughter and 2 dogs.
Rachel McKean
Risk Assessment Insurance Specialist, RBC Insurance Agency Ltd.
Rachel is a Risk Assessment Insurance Specialist with 25 years of industry experience. She is dedicated to helping clients protect and preserve their wealth, possessions and lifestyle. Rachel started her career at Abbey Insurance Brokers in Northern Ireland where she held numerous roles from administrative assistant to assistant manager.
In 2013, Rachel moved to Canada after the recession in search of a better life. She settled in Edmonton, Alberta with her husband where she fell back into the insurance industry. During this time she rediscovered her passion for insurance and helping clients protect what matters most to them – their lifestyle. Prior to joining RBC, Rachel had the opportunity to work at CMB Insurance. In her role, she was responsible for building their VIP personal lines book of business.
Along with a diploma in Management, Rachel is currently working towards her Canadian Accredited Insurance Broker (CAIB) designation. When not taking care of clients, you may find Rachel travelling, reading, cooking, watching Netflix, attending concerts and festivals, or skiing with her husband and daughter in Jasper.
Exclusive strategies for Business Owners and your family
Are you ready to safeguard your wealth, achieve your financial goals, and create a lasting legacy for your family?Check the boxes that reflect your most pressing financial concerns and opportunities, and discover how our experienced wealth management team can help you achieve them.
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